DELINQUENCY AND BANKING LAW -Delinquency and foreclosure In view of the fact that one of the principal problems and daily activities of businesses and banks is the recuperation of credits that are due and unpaid, we have set up a full service, made up of two basic related areas. Firstly, we establish contact with the debtor in order to draw up a programme for cancellation of the debt (the extrajudicial solution), and only if a beneficial solution cannot be reached and provided the client so requests, is the file transferred to the litigation Department, which has specialists in monetary execution proceedings, so that the amount due to our clients is recuperated in the quickest and least costly manner possible. Prior to starting any judicial proceedings, we make a careful study of the documentation provided by the client and provide full information regarding the costs which will be involved. -Banking law: The Firm renders services in the following areas: Drawing up, review and up-dating of banking contracts Advice and drafting of financing contracts Syndicated operations, guaranteed financing, assignments of credits and guarantees Financial products and advice regarding their creation General advice to companies, banks and other financial entities -Administrative Law and Contentious-administrative -Business Law -Intellectual and Industrial Property Law -Civil Law -Procedural Law -Criminal Law -Information Technology Law and Telecommunications Law -Mortgage and Registry Law -Fiscal Law and tax and accounting Advice -Banking Law and Delinquency